Advice for credit card spending - 10/01/2008

The credit information service myCallcredit has released advice to those who are facing intimidating credit card bills following the festive season.

Central to its advice is ensuring that people sort out their finances and tackle debts as soon as possible.

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Owen Roberts, head of myCallcredit, states: "A lot of people bury their head in the sand when they receive their credit card and bank statements, but facing up to your financial situation early on means that you can tackle your debts before they become overwhelming."

For those looking to ensure disciplined credit card spending in order to reduce bills, taking advantage of discounts and shopping with voucher codes may be helpful.

Capitalising on the January sales is also advised to ensure that people stick to monthly budgets.

The credit information service also recommends those who may be in trouble to contact lenders and work out how much is owed.

It also highlights that a number of charitable organisations are on hand to provide practical help and advice to those who are troubled by debt.

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