Premiums stop after your 90th birthday but you still enjoy cover for the rest of your life. A claim can be made after one year, regardless of the cause of death. If you die from natural causes within the first year we'll refund any premiums paid, unless you die as the result of an accident when we'll pay your cash sum. Depending on how long you live, the total sum paid in premiums may be more than the cash sum payable on death. If you stop paying your premiums before the end of your policy your cover will stop 30 days after your missed premium and you won't get anything back. Premiums depend on age. This isn't a savings or investment product and has no cash value unless a valid claim is made. Inflation will reduce the buying power of your cash sum in the future. Customers must be aged between 50-80 and a UK resident. Direct Line Over 50s Life Insurance is provided by Legal & General.
As a thank you, customers who hold 1 or more other products with Direct Line qualify for a £75 M&S gift card, while new customers to Direct Line qualify for a £50 M&S gift card.
Eligible for a gift card three months after the policy start date, provided you haven’t cancelled your policy. No cash alternative provided. Allow 30 days for delivery. One gift card per policy sold, limited to two per household. Promoter: Legal & General, Knox Court, 10 Fitzalan Place, Cardiff CF24 0TL.