Essential Apps for Budgeting

In this article, we offer insights into several leading budgeting apps so you can make an informed decision and start your saving journey.

A person holding a phone looking at a banking app
(Image credit: Getty Images)

In the age of smartphones, personal finance has been revolutionised by a wide range of money-managing apps. Designed to help us manage our finances more effectively, these tools offer features ranging from expense tracking to investment management. But with so many options available, which one should you choose?


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Plum Plans
FreePlus £1/monthPro £2.99/monthUltra £4.99/month
Automatic DepositsAutomatic DepositsAutomatic DepositsAutomatic Deposits
Round UpsRound UpsRound UpsRound Ups
2.75% Interest on savings3.05% Interest on savings3.05% Interest on savings3.51% Interest on savings
Personal PensionsPersonal PensionsPersonal PensionsPersonal Pensions
1 Interest Pocket15 Interest Pockets15 Interest Pockets15 Interest Pockets
XPocket GoalsPocket GoalsPocket Goals
X12 Mutual Funds12 Mutual Funds12 Mutual Funds
XXPlum CardPlum Card
XXXPriority Customer Support
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Emma Plans
FreePlus £4.99/monthPro £9.99/monthUltimate £14.99/month
Combine AccountsCombine AccountsCombine AccountsCombine Accounts
Payday TrackingPayday TrackingPayday TrackingPayday Tracking
Monthly BudgetsMonthly BudgetsMonthly BudgetsMonthly Budgets
Subscription TrackerSubscription TrackerSubscription TrackerSubscription Tracker
XPriority SupportPriority SupportPriority Support
XBill RemindersBill RemindersBill Reminders
XFraud DetectionFraud DetectionFraud Detection
XCustom IconsCustom IconsCustom Icons
XPay Bills & TransfersPay Bills & TransfersPay Bills & Transfers
XXSavings GoalsSavings Goals
XXSplit TransactionsSplit Transactions
XXCustom CategoriesCustom Categories
XXNet Worth CalculatorNet Worth Calculator
XXRolling BudgetsRolling Budgets
XXXBusiness Accounts
Nathan Walters

I joined MyVoucherCodes as a Deal Expert, searching the web and sourcing the best deals, discount codes and sales to benefit our readers. I decided to combine these money-saving skills with my love of writing and become an Editor, sharing what I have learned to help you get the most out of your money. As a student for four years, I understand the need to budget and get more for less.  As well as providing budget-friendly advice here at MVC, I have written money-saving works for well-known publications such as The Sun and Pick Me Up!

I love playing video games and later writing reviews at GameReport in my spare time. I also enjoy anything to do with technology and cool gadgets, and I'm constantly adding extras and components to my home gaming computer. Additionally, I love DIY. Having worked in a tool store as a student, I enjoy fixing things, whether my car or home.