Everything You Need to Know About the Co-op Membership Card

If you regularly pop into your local Co-op for groceries or top-up shops, you might’ve spotted signs about their membership scheme, or maybe you’ve already got a Co-op card sitting in your wallet. But what exactly is a Co-op membership and is it really worth signing up for?

Let's break it all down, from benefits and pricing to how (and where) to use your Co-op membership card or app.

What is a Co-op membership?

A Co-op membership is more than just a loyalty program; it's a way to become part of a member-owned business. By joining, you’re not just collecting points or discounts. You’re supporting local causes, shaping company decisions and accessing exclusive offers.

What are the benefits of a Co-op membership?

Here’s what you get as a Co-op member:

1. Member-only prices: The co-op runs regular promotions and price drops that are exclusive to members. These often include everyday essentials such as bread, milk, and fruit, helping you save more on the items you need.
2. Weekly personalised offers: when you use the Co-op app, you’ll get a selection of tailored offers each week based on your shopping habits. You can choose two to activate at a time, ranging from discounts to freebies.
3. Support for local causes: Every time you shop and scan your Co-op membership card, a small amount goes to a community project of your choice. Over the years, Co-op has raised millions for local charities and initiatives.
4. A voice in the business: As a member, you get to vote on decisions at the Co-op annual meetings. That includes things like electing board members and deciding profit sharing.
5. First dibs on tickets: Co-op sponsors the Co-op Arena in Manchester, and members get first dibs on tickets for selected events.

How much does a Co-op membership cost?

It’s just £1 to join, and that’s a one-off payment. There’s no monthly subscription or renewal fee; once you’re in, you’re in for good (unless you choose to leave of course)

How do I get a Co-op membership card?

You can sign up in three ways:

• Online: Go to the Co-op membership sign-up page and register.
• In-store: Ask a staff member for a membership card/form.
• Via the app: Download the free Co-op app for iOS or Android and sign up from there

Where can I use my Co-op membership card?

You can use your card or app at:

• Co-op food stores
• Co-op Funeral Care
• Co-op Legal Services
• Participating Co-op insurance and travel services

Note: Some Co-ops are run by independent societies like Southern Co-op or Central Co-op, and your membership benefits may not apply there. Look for the Co-op Group branding if you’re unsure

Is a Co-op membership worth it?

If you shop at Co-op even semi-reguarly, the answer is yes. The app-based offers alone can save you money on a weekly basis, and the fact that your purchases support local projects is a nice bonus. Plus, that £1 joining fee easily pays for itself.

It is especially useful if:

• You prefer an ethical, community-focused business
• You like personal offers, savings and convenience
• You want a say in how the business operates
• You want to give back to the community

Final Thoughts

The Co-op membership is a simple, affordable way to get more out of your shopping. Not just in savings but in social value too. With no ongoing cost and plenty of perks, it’s an easy win for frequent Co-op customers. 

If you’re still on the fence, give the app a go. You may be surprised at how fast the savings (and feel-good factor) stack up. And if you don’t have a Co-op anywhere near you, don’t worry. We also have articles telling you everything you need to know about Morrisons More Cards, Tesco Clubcards, and Nectar Cards.