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Home & Garden

How to Furnish Your Home on a Budget

Couple Ready to furnish their new home

Congratulations, you’ve handed over the deposit, picked up a shiny set of keys, and got on the housing ladder. Now you’re stood in your new living room staring at a beige carpet and blank walls. But with lawyer’s fees, taxes, and deposits, funds might be a little tight right now. So, here’s how you furnish your first home on a budget.

Take a Lap

Before you do anything, you need to spend a bit of time in every one of your new rooms. Take a second to enjoy the fact you could paint the walls hot pink and have a mosaic of your face installed on the ceiling if that’s what you’re into. Before you get too outlandish though, try to imagine what kind of style you want to go for. Knowing whether you want to go vintage or minimalist from day one will help you save money in the long run because you won’t be picking up furniture and accessories that will only be replaced further down the line.

A person sitting in a box

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Lists and Budgets

Once you’ve nailed down the look you want to go for, you’re ready to get the notepad out and start making a list of everything you need. Now is a good time to remind yourself that there’s a big difference between need and want, and it’s all about the essentials when a budget’s tight. For example, you need a bed, and the tiki bar in the corner of the living room is firmly stuck in the want category. That’s not to say you can’t indulge, but tick off the bare minimum before you go wild. To help keep your discipline, make two lists that cover immediate and future purchases.

Timing is Everything

When you’re putting together your list, think about when it’s best to shop. The cheapest time to buy furniture is July/August thanks to summer sales. For electronics that changes to November and the massive Black Friday deals. September sees companies roll out new ranges and drop prices on last year’s kitchen appliances as they’re eager to get rid of old stock. Doing a bit of research can help you furnish your home and save money for that tiki bar.

A chair sitting in front of a wooden table

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In with the Old and Upcycle

A fantastic way of saving your furnishing budget it is to jump on the upcycling trend. You can pick up second-hand items that are looking a bit shabby and, with a bit of work, turn them into something you love. This is a superb way of getting creative and putting your stamp all over your new house. These days there are tons of ‘how to’ videos online that will guide you and teach you new skills that will help you bring a battered old dresser back to life. It’s easy to fall in love with upcycling because the satisfaction you get when a piece is finished and being able to say that you created it.

Shop Around, Silly

Maybe it’s the promise of a Swedish meatball lunch, but these days many people’s furniture shop starts and ends with IKEA. Far be it from me to knock the famous flat packers , but it’s unlikely you’ll find the best deals on everything you need in one shop. If you want to save money and take your furnishing budget further, shopping around essential. There are loads of stores that cater to different budgets and you will only get the best prices by checking them all. It will be a bit of work as you spend your evenings scouring the internet with a glass of red and an excel spreadsheet, but the savings you uncover will be worth it.

Meet the Locals

Checking out the local free ads and charity shops is a must when you’re looking for budget friendly furniture. Lots of people are willing to move furniture on for free simply to get it out of the house when they upgrade. There is no pattern to what appears on these sites, but it’s the cheapest way to pick up furniture if you’re not picky, but we’d stay away from the old mattresses, yuck.

This tip plays well with the upcycling we talked about earlier and combined, they make one of the best ways to furniture your home on a budget and still get the look you’ll love to come home to.

A living room filled with furniture and a large window

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At the end of the day, putting together your home is about creating a space that is just for you. It is your haven after a hard day and hideaway when all you want to do is chill. Outside of work, it’s easily the place you’ll spend most of your time and it’s worth putting in the work to get it just right.

Furnishing a home on a budget is about striking a balance between heart and head and letting both get their way. It’s no good saving a load of money if you’re not happy in your own living room, and what good is a luxurious bedroom if you can’t afford to go anywhere while you pay for it. Getting on the housing ladder is a massive achievement and creating the home you want is where you can let your creativity run wild. Enjoy the moment, and hopefully our top tips can help you save some money along the way.

Suggested Furniture shopping for every budget –

Wayfair – https://www.myvouchercodes.co.uk/wayfair

IKEA – https://www.myvouchercodes.co.uk/ikea

Dunelm – https://www.myvouchercodes.co.uk/dunelm

The Range – https://www.myvouchercodes.co.uk/the-range

For even more home savings, visit the MyVoucherCodes Home & Garden section.

Ashley Bird

Ever since the birth of his first child, Ashley has been trying to squeeze a little more out of every penny. Three years and another child later, he's a dab hand at finding a deal and getting things done for less. Whether you need help planning a budget friendly family day out, or saving on all things home, he can help you out.


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