Mortgages & Loans Discount Deals

When considering credit it's important you find the best deal and most appropriate product for your needs and circumstances, as you could be financially obligated for a long period of time - especially if you're shopping for a mortgage. That's why we list all of the most recent promotions, interest rates and offers from the UK's leading providers, giving you more favourable options. In this category you'll find the very latest products and rates on offer from a wide range of loan providers like Nationwide, Halifax, Kwik Cash, QuickQuid, Natwest, Lending Stream, Wonga, Natwest, RBS and Peachy. So what are you waiting for?

  • Natwest Loans
  • Lloyds TSB Insurance
  • Barclays Motor Insurance
  • Santander Business Banking
  • Nationwide Home Insurance
  • Halifax (HBOS)
  • Mortgage Simplicity
  • Helpucover Mortgage Payment Protection
  • RBS Loans
  • Oakam Loans

Get £50 Worth of Food Vouchers When You Buy Car Insurance

Get Voucher Code
No Code Needed
Ends: 18/05/2015 -

As a reward for taking out cover for your vehicle, you can receive vouchers to spend on your Co-op grocery shopping.

Terms & Conditions

This 'Great Grocery Giveaway' promotion is £50 worth of The Co-operative Food vouchers when you take out a Home combined Buildings and Contents policy or a Motor policy directly from The Co-operative Insurance in accordance with these terms and conditions (the “Promotion”). The £50 vouchers will be split into 5 vouchers in the denomination of £10. Minimum spend of £10 per voucher, multiple vouchers can be used in one transaction and are redeemable in any of ‘The Co-operative Food’ stores.
Available to new customers only on Home combined Buildings and Contents or Motor policies. To be eligible for this promotion a new customer must not have had another Co-operative Home combined Buildings and Contents policy within the last 12 months. For Motor a new customer means you must not have had another Co-operative Motor policy within the last 12 months for the same vehicle.
To be eligible for the vouchers you must get a quote and purchase either a Home combined Buildings and Contents policy or a Motor Insurance policy via telephone or online direct from The Co-operative Insurance. This Promotion is not available on policies purchased through a comparison site. Any quote references starting ‘AGG’ are not eligible for this offer. Also, Young Driver and Eco insurance policy customers are not eligible for this Promotion.
Customers must be UK residents.
The vouchers are non-transferable, non-refundable and cannot be exchanged for cash.
Only original vouchers are valid and no photocopies will be accepted. No change given.
Eligible policies must be purchased between the 29th December 2014 00.01am and the 18th May 2015 11.59pm, and start before the 17th June 2015 11.59pm. The Promoter reserves the right to withdraw, change, or modify this Promotion and shall be entitled to terminate it at any time in the event that uptake of the Promotion exceeds expectations. All policy purchases must be genuine and based on accurate information. Fraud and abuse relating to this Promotion may result in the forfeiture of any vouchers issued and may result in termination of your insurance contract.
Your policy must be in force for 30 days in order to qualify for the offer; you should expect to receive your vouchers up to 90 days after your policy start date.
Postage of the vouchers is included and vouchers will be posted to the address given on the insurance policy. For Home Insurance, this is the address of the property covered under the insurance policy.
Vouchers must be used within the stated expiry date (if any) and are subject to the terms of use printed on the vouchers.
The Promoter accepts no responsibility for the vouchers being lost, damaged or delayed in the post or for any additional costs incurred for re-postage.
The Promoter reserves the right to refuse any Food voucher that it deems, in its sole discretion, to have been duplicated, damaged, misused or defaced in any way. The Promoter is not responsible for any Food vouchers that are lost, stolen, or unused by the expiry date.
Any failed, cancelled or reversed transactions will not be eligible to receive the vouchers.
Applications for Motor insurance and Home Insurance are subject to our normal terms and conditions including our underwriting criteria. The Co-operative Insurance reserves the right to decline any application for an insurance policy at its absolute discretion and shall not be obliged to disclose any reason for rejection.
The terms and conditions of this promotion do not alter or vary the terms and conditions of any Home combined Buildings and Contents or Motor Insurance policy purchased from The Co-operative Insurance.
The Promoter's decision is final in every situation (including any not covered by these terms and conditions) and no correspondence will be entered into.
The Promoter will not be liable for system failures, network errors, hacks on the system or personal computer/mobile device issues.
The Promoter reserves the right to amend the terms and conditions of this Promotion at any time. Revised terms and conditions of the Promotion will be available on the Promoter's website. It is the insurance policy owner's responsibility to keep up to date with any such changes.
This Promotion and these terms and conditions are governed by and construed in accordance with the law of England and Wales.
This Promotion cannot be taken advantage of in conjunction with any other cashback offer. For the avoidance of doubt, insurance purchased with The Co-operative Membership discount will still be eligible for this Promotion.

Mortgages & Loans Service Guide
Written by Category SpecialistFelix Badi
Mortgages & Loans Image

More Information about the Mortgages & Loans Category

There are a variety of different types of loan available. Here's a very quick guide to help you understand a little more about the differences:


A payday loan allows the customer to borrow a amount of money for a short period of time - typically 1 week to a month. The problem with loans of this kind is the extremely high level of interest - often double the original amount or even more


A secured loan uses the borrowers assets as collateral. Examples of this kind include mortgages, logbook loans and hire purchase. This type of credit is usually repaid over a large number of years


An unsecured loan means you will not have to offer any form of security - this means the interest rates will always be higher than secured loans. Example of this type of loan include credit cards, personal loans and overdrafts.

Guarantor Loans

Loans of this require you to provide an adult to vouch for you. If you default or cannot afford to repay your loan it is the responsibility of the guarantor to cover the debt.

Example Vouchers

Check out some of the fantastic deals we've promoted in the past:

  • 30% Off your initial finance fees at Quick Quid
  • Up To 20% Off Your First Scheduled Payment at Pounds to Pocket
  • Charge Of £25 For Every £100 You Borrow at Purple Payday
  • Free Same Day Cash Transfer at Lending Stream
  • £5 Off Any Loan at Peachy

To get the most recent rates, scroll up to the top of this page where you'll find a handpicked selection of the best promotions.

How to Redeem a Voucher Code

Got a promo code giving you discounts on loan fees or other fantastic benefits? Great! You'll be pleased to learn voucher codes are really quick and easy to redeem. Here's all you need to do to save yourself some money:

Open up the code by pressing the button entitled 'Get Voucher Code'. Next you'll need to copy the code and visit the website. See the green button? This takes you directly without any messing about. When you arrive select the product you'd like, look out for the relevant box for your code and when you find it, paste your in.

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Credit Cards

Depending on your circumstances and the purpose of your loan, it may be more advantageous to take out a credit card rather than apply for a loan. Keep your options open, find out what's available today.

Banks & Building Societies

Before taking out a loan have you considered asking your bank? Often banks provide great interest rates as well a expert advice. Check out our category now to compare rates.


Should I take out a payday loan?

Our advice would always be to only use Payday loan as an absolute last resort. Explore other options; you could ask you friends, family, talk to Citizens Advice who may be able to put you in touch with organisations which help people in your situation, discuss with your bank about the possibility of getting an overdraft and explore other lines of credit. If you have no other options, and need to take out a payday loan there are three things you can do to lower the cost:

  1. Compare APR rates - choose the lowest rate possible
  2. Get a credit union payday loan - they are much cheaper
  3. Look for a voucher code saving you money on any fees.

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