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Experian is a credit reference agency in the UK, providing factual information to businesses (banks, finance houses, mobile phone companies, major retailers and others). By providing information, Experian helps lenders to make profitable decisions. The information they provide, usually includes court judgments, bankruptcies, electoral register, as well as your current and past credit commitments. Your credit report is essential when it comes to getting accepted for any type of credit. Experian helps you to understand and improve your Experian Credit Report, which could give you access to better credit rates. Experian does not decide if you will get credit or not, they solely provide the information.
The Experian Credit Report is nice and easy to understand. Experian offers a 30-day free trial for new customers. A monthly fee of £14.99 applies after your free trial. You may cancel during your 30-day free trial without charge.